Compare our personal relief options to find the product that best suits your goals
Pennie offers 3 financial solutions:
Pennie offers 3 financial solutions
built to give our client’s flexibility:
- Flex Consolidation Loans
- Debt Settlement Program
- Personal Consolidation Loans
- Flex Consolidation Loans
- Debt Settlement Programs
- Traditional Consolidation Loans
Each product offers unique benefits tailored to your individual financial situation
Each product offers unique benefits tailored to fit
your individual situation
With a starting debt of $25,000
here’s how much you would pay…
Payments
Program
Product Overview
Flex Consolidation Loan
Flex Consolidation Loan
Our flagship no credit score consolidation loan created to help you hit the reset button on your credit. Based solely on your ability to make payments, the Flex Loan offers individuals a path to financial freedom at a fraction of the cost of traditional consolidation.
Our flagship no credit score consolidation loan created to help you hit the reset button on your credit. Based solely on your ability to make payments, the Flex Loan offers individuals a path to financial freedom at a fraction of the cost of traditional consolidation.
Debt Settlement Program
Debt Settlement Program
Debt settlement is the lowest cost option. The program consists of a a structured process where we negotiate with your unsecured creditors to settle those debts – saving our clients on average of 40% on their monthly payments.
Debt settlement is the lowest cost option. The program consists of a a structured process where we negotiate with your unsecured creditors to settle those debts – saving our clients on average of 40% on their monthly payments.
Personal Consolidation Loan
Personal Consolidation Loan
If you’re looking to simply consolidate the number of individual payments you’re making on a monthly basis, a personal consolidation loan could be a good fit. Pennie’s trusted marketplace gives you access to the best rates from the nation’s top lenders.
If you’re looking to simply consolidate the number of individual payments you’re making on a monthly basis, a personal consolidation loan could be a good fit. Pennie’s trusted marketplace gives you access to the best rates from the nation’s top lenders.
Without Pennie, most of our clients would be paying off their debt for the next 30 years.
Meet Katherine B.
From Schaumburg, Illinois
Katie’s $26,000 credit card debt at minimum payments would have taken 30 years and $76,442 to payoff
Debt $26,000
PaymentMinimum
Payoff Time30 Years
Payoff Amount$76,442
- Debt: 26,000
- Payment: $406 / Months
- Payoff Time: 48 Months
- Debt: 26,000
- Payment: $561 / Months
- Payoff Time: 48 Months
Without Pennie, most of our clients would be paying off their debt for the next 30 years.
Meet Katherine B.
From Schaumburg, Illinois
Pennie:
Pennie:
Our trusted marketplace gives you access to the best rates
from the nation’s top lenders.
Debt
payment
length
savings
Debt
payment
length
savings
Debt
payment
length
savings
Debt
payment
length
savings
Debt
payment
length
savings
Why consolidate your debt with Pennie?
Reduce Monthly Payments
Reduce Monthly Payments
Our program can help you save 40% or more on your monthly payments.
Our program can help you save 40% or more on your monthly payments.
No Fees or Hidden Costs
No Fees or Hidden Costs
Simple and transparent offers.
Simple and transparent offers.
Multiple Options
Multiple Options
Our nation-wide marketplace of lending
partners are available & ready to qualify
eligible individuals.
Our nation-wide marketplace of lending partners are available & ready to qualify eligible individuals.