The first platform for everyone

Built for all financial situations regardless of credit score or income.

Get loan offers

No credit minimum

More funds

Debt consolidation
Credit card refinance

Better terms

Home improvement

32+ M

Satisfied clients

Our mission is to help everyday people eliminate high interest debt

... and we’re just getting started

Total credit products through our platform
$10B+
Total customers funded through our platform
32M+
Total loan offers made through our platform
100M+
Total inquiries on our platform in 2024
200M+

Millions of dollars funded for everycredit scoreincome range

By credit score
By income range

2024

A few stats from our best year yet

Total loan offers made through our platform
63M+
Total customers funded through our platform
14M+
Total credit products through our platform
$1.9B+

Don't take it from us. Our best recommendations come from our customers.

Pennie was awesome. I had a phone call to verify my income and they mapped out a plan and explained everything to me.

Michael O.

$36Kloan amount received

Fast and easy. I was able to payoff a really high interest loan with the loan I received through Pennie. Very pleased!

Alex D.

$28Kloan amount received

Online application was straight forward. Loan offers came quickly. They walked me through my multiple offers personally.

Jerry W.

$85KHELOC line established

I had a quick need. I was able to get offers instantly through pennie and was funded in under 48h. Gave me flexibility pick my payments terms and date.

Jamie B.

$17Kloan amount received

The web site was super easy and took us step by step. If we can do it, any one can. Thanks for the speedy, easy process.

Zoe A.

$56Kloan amount received

Extremely fast and easy. I was traveling while going through my application process and the entire process was smooth. I got immediate approval.

Logan F.

$39Kloan amount received

Join over 32,000,000 people funded through our platform

Fast funds
Up to
$100K
Fast funds
Our application takes less than 60 seconds and you can receive funds as soon as the next business day.
Fixed payments
Up to
7 Years
Fixed payments
No surprises. Save big by converting high-rate debt into one fixed payment.
No credit minimum
APR starting at
5.99%
No credit minimum
You're more than a number - get exclusive offers regardless of credit score or income.