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Better rates, no fees, personalized loans offers in 60 seconds

You're more than your credit score - our clients are evaluated using multiple factors to get you the best rates and terms

  • Fast funds

    Up to

    $100K

    Fast funds

    Our application takes less than 60 seconds and you can receive funds as soon as the next business day.

  • Fixed payments

    Up to

    7 Years

    Fixed payments

    No surprises. Save big by converting high-rate debt into one fixed payment.

  • No credit minimum

    APR starting at

    5.99%

    No credit minimum

    You're more than a number - get exclusive offers regardless of credit score or income.

Millions of dollars funded for everycredit scoreincome range

  • By credit score

  • By income range

    2024

    A few stats from our best year yet

    • Total loan offers made through our platform

      63M+

    • Total customers funded through our platform

      14M+

    • Total credit products through our platform

      $1.9B+

    Get loan offers in as little as 60 seconds

    You deserve options. So we built an industry leading platform to compete for your business.

    • Loans up to $100,000

      Loans up to $100,000

    • APR starting at 5.99%

      APR starting at 5.99%

    • Repayment terms up to 7 years

      Repayment terms up to 7 years

    Your info is never sold

    Personalized loan offers

    For all financial situations regardless of credit score or income

    Get loan offers

    Save thousands with a single fixed-rate payment

    Starting at

    5.99%

    Loan terms that can flex with all of life's demands

    Terms up to

    7 Years

    Get the funds you need, when you need them

    Borrow up to

    $100,000

    Learn more about Pennie