Financial options for all of life's needs
From emergency funds to major purchases, Pennie has you covered.
5.99%
Interest rate
5 years
$42,600
Personal loan
Monthly payment$864
It's your money, keep it that way
Apply today and lock in a lower rate to stop high interest payments and increase savings.
Personal loan
Up to
$100k
Interest rate
APR starting at
5.99%
No matter your needs, a loan through Pennie has you covered
Consolidation
Credit card refinancing
Home improvement
Large purchases
Consolidation loan
Juggling too many payments? Consolidate into a single, manageable monthly payment.
Loans up to $100,000- Rates starting at 5.99%
- No surprises. Just one simple monthly payment
- No minimum credit score to apply
Credit card refinancing
Make high-interest credit card payments a thing of the past by transfering balances to a loan.
- Loans up to $100,000
- Rates starting at 5.99%
- Low, fixed-rate monthly payments
- Funded as soon as the next business day
Home improvement
Landscaping projects, kitchen remodels, new additions, roofs, bathrooms - Let's make it happen.
Personal loans up to $100kHELOCs up to $400kInterest rates starting at 7.6%Flexible terms up to 30 yearsLarge purchases
From travel, to a boat, or a vacation, a personal loan can help turn dreams into realities.
- Loans up to $100,000
- Rates starting at 5.99%
- No suprises. Just one simple monthly payment
- No minimum credit score to apply
Can your rate ever be too low?
Our platform delivers exclusive rates and terms to fit your needs.
With rates starting at 5.99%, how much could you save?
Choose the loan amount you need
$0/moPayment
72Months
7.99%Interest rate
This calculator is provided for illustrative purposes only.
Personalized loan offers
For all financial situations regardless of credit score or income
Get loan offersSave thousands with a single fixed-rate payment
Starting atі
5.99%
Loan terms that can flex with all of life's demands
Terms up to
7 Years
Get the funds you need, when you need them
Borrow up to
$100,000
Learn more about Pennie
Get loan offers in as little as 60 seconds
You deserve options. So we built an industry leading platform to compete for your business.
Loans up to $100,000
APR starting at 5.99%
Repayment terms up to 7 years
Your info is never sold
Answers to common questions
Our personal loan product allows you to borrow up to $100,000.
No - Pennie's application does not impact your credit score. After completing the form, and with your consent, a "soft-pull" may be run on your credit. This has no impact on a consumer’s credit score. The “soft check” is used to help get you real-time personalized pre-qualified offers.
Loans may be funded as soon as the next business day.
Our platform funds over $1 billion in credit products annually. We pride ourselves on providing the only financial marketplace built for everyone regardless of credit score or income.