Get loan offers in as little as 60 seconds
You deserve options. So we built an industry leading platform to compete for your business.
Loans up to $100,000
APR starting at 5.99%
Repayment terms up to 7 years
Your info is never sold
Financial options for all of life's needs
From emergency funds to major purchases, Pennie has you covered.
5.99%
Interest rate
5 years
$42,600
Personal loan
Monthly payment$864
It's your money, keep it that way
Apply today and lock in a lower rate to stop high interest payments and increase savings.
Personal loan
Up to
$100k
Interest rate
APR starting at
5.99%
No matter your needs, a loan through Pennie has you covered
Consolidation
Credit card refinancing
Home improvement
Large purchases
Consolidation loan
Juggling too many payments? Consolidate into a single, manageable monthly payment.
Loans up to $100,000 Rates starting at 5.99%No surprises. Just one simple monthly paymentNo minimum credit score to applyCredit card refinancing
Make high-interest credit card payments a thing of the past by transfering balances to a loan.
Loans up to $100,000Rates starting at 5.99%Low, fixed-rate monthly paymentsFunded as soon as the next business dayHome improvement
Landscaping projects, kitchen remodels, new additions, roofs, bathrooms - Let's make it happen.
Personal loans up to $100k
HELOCs up to $400k
Interest rates starting at 7.6%
Flexible terms up to 30 years
Large purchases
From travel, to a boat, or a vacation, a personal loan can help turn dreams into realities.
Loans up to $100,000Rates starting at 5.99%No suprises. Just one simple monthly paymentNo minimum credit score to applyOur platform delivers exclusive rates and terms to fit your needs.
With rates starting at 5.99%, how much could you save?
$0/moPayment
72Months
7.99%Interest rate
This calculator is provided for illustrative purposes only.
Personalized loan offers
For all financial situations regardless of credit score or income
Get loan offersSave thousands with a single fixed-rate payment
Starting atі
5.99%
Loan terms that can flex with all of life's demands
Terms up to
7 Years
Get the funds you need, when you need them
Borrow up to
$100,000
Answers to common questions
Our personal loan product allows you to borrow up to $100,000.
No - Pennie's application does not impact your credit score. After completing the form, and with your consent, a "soft-pull" may be run on your credit. This has no impact on a consumer’s credit score. The “soft check” is used to help get you real-time personalized pre-qualified offers.
Loans may be funded as soon as the next business day.
Our platform funds over $1 billion in credit products annually. We pride ourselves on providing the only financial marketplace built for everyone regardless of credit score or income.
