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Financial options for all of life's needs

From emergency funds to major purchases, Pennie has you covered.

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Offers in 60 seconds

5.99%

Interest rate

5 years

Financial options for all of life's needs

$42,600

Personal loan

Monthly payment$864

Bridge any financial gap with a loan through Pennie

It's your money, keep it that way

Apply today and lock in a lower rate to stop high interest payments and increase savings.

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  • Personal loan

    Up to

    $100k

  • Interest rate

    APR starting at

    5.99%

No matter your needs, a loan through Pennie has you covered

  • Consolidation

  • Credit card refinancing

  • Home improvement

  • Large purchases

  • Consolidation loan

    Juggling too many payments? Consolidate into a single, manageable monthly payment.

    • check iconLoans up to $100,000
    • check icon Rates starting at 5.99%
    • check iconNo surprises. Just one simple monthly payment
    • check iconNo minimum credit score to apply

  • Credit card refinancing

    Make high-interest credit card payments a thing of the past by transfering balances to a loan.

    • check iconLoans up to $100,000
    • check iconRates starting at 5.99%
    • check iconLow, fixed-rate monthly payments
    • check iconFunded as soon as the next business day

  • Home improvement

    Landscaping projects, kitchen remodels, new additions, roofs, bathrooms - Let's make it happen.

    check iconPersonal loans up to $100k

    check iconHELOCs up to $400k

    check iconInterest rates starting at 7.6%

    check iconFlexible terms up to 30 years

  • Large purchases

    From travel, to a boat, or a vacation, a personal loan can help turn dreams into realities.

    • check iconLoans up to $100,000
    • check iconRates starting at 5.99%
    • check iconNo suprises. Just one simple monthly payment
    • check iconNo minimum credit score to apply
Get loan offers

    Can your rate ever be too low?

    • Our platform delivers exclusive rates and terms to fit your needs.

    • With rates starting at 5.99%, how much could you save?

    Explore custom offers
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    Choose the loan amount you need

    $78k

    $0/moPayment

    72Months

    7.99%Interest rate

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    This calculator is provided for illustrative purposes only.

    Personalized loan offers

    For all financial situations regardless of credit score or income

    Get loan offers

    Save thousands with a single fixed-rate payment

    Starting atі

    5.99%

    Loan terms that can flex with all of life's demands

    Terms up to

    7 Years

    Get the funds you need, when you need them

    Borrow up to

    $100,000

    Learn more about Pennie

    Get loan offers in as little as 60 seconds

    You deserve options. So we built an industry leading platform to compete for your business.

    • Loans up to $100,000

      Loans up to $100,000

    • APR starting at 5.99%

      APR starting at 5.99%

    • Repayment terms up to 7 years

      Repayment terms up to 7 years

    View my offers

    Your info is never sold

    Answers to common questions

    • Our personal loan product allows you to borrow up to $100,000.

    • No - Pennie's application does not impact your credit score. After completing the form, and with your consent, a "soft-pull" may be run on your credit. This has no impact on a consumer’s credit score. The “soft check” is used to help get you real-time personalized pre-qualified offers.

    • Loans may be funded as soon as the next business day.

    • Our platform funds over $1 billion in credit products annually. We pride ourselves on providing the only financial marketplace built for everyone regardless of credit score or income.