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Modern tech meets a personal approach

Meet Pennie - the first digital finance company built to serve everyone.

Get loan offers
Apply in 60 seconds

Personal loan

$37k

5 years

Meet Pennie - the first digital finance company built to serve everyone.

Fee

0%

APR

5.99%

How to get started?

  • 1
    Tell us what you need
    Enter your loan request information.
  • 2
    Share some details
    Build a basic profile and sit back.
  • 3
    Let us find your match
    Our matching algorithm takes it from here.
  • 4
    That's it. Compare and get funded
    Receive your funds as soon as the next day.

Don't take it from us. Our best recommendations come from our customers.

Pennie was awesome. I had a phone call to verify my income and they mapped out a plan and explained everything to me.

Michael O.
$36Kloan amount received

Fast and easy. I was able to payoff a really high interest loan with the loan I received through Pennie. Very pleased!

Alex D.
$28Kloan amount received

Online application was straight forward. Loan offers came quickly. They walked me through my multiple offers personally.

Jerry W.
$85KHELOC line established

I had a quick need. I was able to get offers instantly through reserve and was funded in under 48h. Gave me flexibility pick my payments terms and date.

Jamie B.
$17Kloan amount received

The web site was super easy and took us step by step. If we can do it, any one can. Thanks for the speedy, easy process.

Zoe A.
$56Kloan amount received

Extremely fast and easy. I was traveling while going through my application process and the entire process was smooth. I got immediate approval.

Logan F.
$39Kloan amount received

Estimate your monthly payment with our calculator

Browse exclusive offers, terms, and rates from lenders across America, including some you won't find anywhere else.

  • protection icon

    Don’t worry - we never sell your information

    We don't sell your data

  • check icon

    No credit impact

    No credit impact

How much debt are you consolidating?

$78k

$0/moPayment

84Months

7.99%Interest rate

Apply in 60 seconds

This calculator is provided for illustrative purposes only.

Our mission is to help everyday people eliminate high interest debt

... and we’re just getting started

  • Total credit products through our platform

    $10B+

  • Total customers funded through our platform

    32M+

  • Total loan offers made through our platform

    100M+

  • Total inquiries on our platform in 2024

    200M+

Personalized loan offers

For all financial situations regardless of credit score or income

Get loan offers

Save thousands with a single fixed-rate payment

Starting atі

5.99%

Loan terms that can flex with all of life's demands

Terms up to

7 Years

Get the funds you need, when you need them

Borrow up to

$100,000

Learn more about Pennie

Answers to common questions

  • Use Pennie's platform to borrow up to $100,000.

  • No - Pennie's application does not impact your credit score. After completing the form, and with your consent, a "soft-pull" may be run on your credit. This has no impact on a consumer’s credit score. The “soft check” is used to help get you real-time personalized pre-qualified offers.

  • Loans may be funded as soon as the next business day.

  • Our platform funds over $1 billion in credit products annually. We pride ourselves on providing the only financial marketplace built for everyone regardless of credit score or income.