Personalized loan offers
For all financial situations regardless of credit score or income
Get loan offers
How to get started?
- 1
Tell us what you need
Enter your loan request information. - 2
Share some details
Build a basic profile and sit back. - 3
Let us find your match
Our matching algorithm takes it from here. - 4
That's it. Compare and get funded
Receive your funds as soon as the next day.
Estimate your monthly payment with our calculator
Browse exclusive offers, terms, and rates from lenders across America, including some you won't find anywhere else.
Don’t worry - we never sell your information
We don't sell your data
No credit impact
No credit impact
How much debt are you consolidating?
$0/moPayment
84Months
7.99%Interest rate
Apply in 60 seconds
This calculator is provided for illustrative purposes only.
Our mission is to help everyday people eliminate high interest debt
... and we’re just getting started
Total credit products through our platform
$10B+
Total customers funded through our platform
32M+
Total loan offers made through our platform
100M+
Total inquiries on our platform in 2024
200M+
Save thousands with a single fixed-rate payment
Starting atі
5.99%
Loan terms that can flex with all of life's demands
Terms up to
7 Years
Get the funds you need, when you need them
Borrow up to
$100,000
Learn more about Pennie
Answers to common questions
Use Pennie's platform to borrow up to $100,000.
No - Pennie's application does not impact your credit score. After completing the form, and with your consent, a "soft-pull" may be run on your credit. This has no impact on a consumer’s credit score. The “soft check” is used to help get you real-time personalized pre-qualified offers.
Loans may be funded as soon as the next business day.
Our platform funds over $1 billion in credit products annually. We pride ourselves on providing the only financial marketplace built for everyone regardless of credit score or income.
