Modern tech meets a personal approach
Meet Pennie - the first digital finance company built to serve everyone.
Modern tech meets a personal approach
Meet Pennie - the first digital finance company built to serve everyone.
Personal loan
$37k
5 years
Fee
0%
APR
5.99%
Browse exclusive offers, terms, and rates from lenders across America, including some you won't find anywhere else.
Don’t worry - we never sell your information
We don't sell your data
No credit impact
No credit impact
$0/moPayment
84Months
7.99%Interest rate
Apply in 60 seconds
This calculator is provided for illustrative purposes only.
... and we’re just getting started
Total credit products through our platform
$10B+
Total customers funded through our platform
32M+
Total loan offers made through our platform
100M+
Total inquiries on our platform in 2024
200M+
Personalized loan offers
For all financial situations regardless of credit score or income
Get loan offersSave thousands with a single fixed-rate payment
Starting atі
5.99%
Loan terms that can flex with all of life's demands
Terms up to
10 Years
Get the funds you need, when you need them
Borrow up to
$250,000
Answers to common questions
Use Pennie's platform to borrow up to $250,000.
No - Pennie's application does not impact your credit score. After completing the form, and with your consent, a "soft-pull" may be run on your credit. This has no impact on a consumer’s credit score. The “soft check” is used to help get you real-time personalized pre-qualified offers.
Loans may be funded as soon as the next business day.
Our platform funds over $1 billion in credit products annually. We pride ourselves on providing the only financial marketplace built for everyone regardless of credit score or income.