Pennie’s debt relief program is a simple and transparent way to get out of debt – built by people who have used them

  • Reduce payments
    by up to 50%
  • Consolidate multiple payments into one
  • Live debt free in
    12 to 48 months
  • Reduce payments by up to 50%
  • Consolidate multiple payments into one
  • Live debt free in 12 to 48 months

Applying will not affect your credit score.

What To Expect

Transparency is important to us so we created a simple 3 step process
so that you feel confident beginning your relief journey

Get a Free Professional Consultation
Speak to our team to create your financial profile so we can determine the program that is right for you.
Get a Free
Professional Сonsultation
Speak to our team to create your financial profile so we can determine the program that is right for you.
Choose a Personalized Program
Our team will walk you through your options. Choose the best option for you, and get ready to move beyond debt.
Choose a 

Personalized Program
Our team will walk you through your options. Choose the best option for you, and get ready to move beyond debt.
Be Debt Free
in 12 to 48 Months!
Experience immediate financial relief with lower monthly payments and results in the first three to six months.
Be Debt Free
in 12 to 48 Months!
Experience immediate financial relief with lower monthly payments and results in the first three to six months.

We’ve helped in resolving more than $2 billion in debt with
the nation’s top creditors

Save Thousands Compared to Other Methods

With a starting debt of $25,000
here’s how much you would pay…

$73,442Making Minimum Payments
$39,956Traditional
Consolidation Loan
$25,000Original Debt
$18,750(Including Fees)

Benefits of Pennie Debt Relief

Significantly Reduce Monthly Payments

Reduce Monthly
Payments

Our program can help you save 40% or more on your monthly payments and put more cash back in your pocket each month.

Our program can help you save 40% or more on your monthly payments.

We Do All the Work So You Can Relax!

We Do All the Work
So You Can Relax!

We handle all communications and negotiations with your creditors so you can relax and focus your time and money on things that matter like providing security for your family, planning for retirement or your kid’s education.

We handle all creditor contact and negotiations so you can focus your time and money on the things that matter.

No Up-Front Fees

No Up-Front Fees

Program fees are never charged up-front. Fees are based on a percentage of your debt and are completely success-based. We don’t make any money unless we get you a successful settlement offer.

Program fees are never charged up-front. We only make money when you get successful settlement offers.

Summer’s $31,210 credit card debt at minimum payments would have taken 31 years and $92,072 to payoff

Starting Financial Situation:

Total
Debt $31,210
Monthly
PaymentMinimum
Credit Card
Payoff Time31 Years
Total
Payoff Amount$92,072
After Enrolling in our Debt Relief Program:
Total
Payoff $31,210
Monthly
Payment$426
Program
Length55 Months
Total
Savings$68,664
Summer saved 75% on her debt.
Summer’s $31,210 credit card debt at minimum payments would have taken 31 years and $92,072 to payoff
Before
Pennie:
After
Pennie:
Monthly Payment
Minimum
$424
Time to Payoff
31 Years
55 Months
Summer saved 75% on her debt.

Debt We Can
Help With

We cover most unsecured debt and negotiate with major credit card issuers and
banks every day to reduce debts.

Credit Cards
Lines of Credit
Collections
Business Debts
Personal Loans
Medical Bills
Repossessions
Certain Student Debts
Credit Cards
Collections
Personal Loans
Repossessions
Lines of Credit
Business Debts
Medical Bills
Student Debts

Apply for your personalized plan
in 60 seconds

  • Your time matters – so we made it fast to get started.
  • BTW it’s a soft inquiry, so it won’t affect your credit score.