Hi, I’m Ava, Your loan expert
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CONSOLIDATION LOAN

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How much UNSECURED debt
do you have?

What’s your total UNSECURED debt?

(Unsecured Debt = Credit Cards + Personal Loans)

What is your monthly income?

Offers are 60 seconds away

Welcome to
Pennie.

Income-based

Consolidation
Our lending products are based on what you earn, not your credit score.
Personalized

Solutions
Terms and rates tailored specifically to your financial profile and situation.
Simple &

Transparent
No more confusing conditions. Our products are easy and 100% transparent.