Personal loan offers in 60 seconds
Personal loan offers in 60 seconds

Meet Pennie.

We offer income-based financial solutions to consolidate your debt and lower your interest rates.

We offer income-based financial products to consolidate debt and lower your interest rates.

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Get started today with
a free
consultation

Without Pennie, most of our clients would be paying off their debt for the next 30 years.

Meet Katherine B.
From Schaumburg, Illinois

Katie’s $26,000 credit card debt at minimum payments would have taken 30 years and $76,442 to payoff

Total
Debt $26,000
Monthly
PaymentMinimum
Credit Card
Payoff Time30 Years
Total
Payoff Amount$76,442
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Debt Resolution
  • Debt: 26,000
  • Payment: $406 / Months
  • Payoff Time: 48 Months
Total Savings: 74%
Flex Consolidation Loan
  • Debt: 26,000
  • Payment: $561 / Months
  • Payoff Time: 48 Months
Total Savings: 60%

Without Pennie, most of our clients would be paying off their debt for the next 30 years.

Meet Katherine B.
From Schaumburg, Illinois

Katie began working with Pennie in 2022 after her event business was shuttered by COVID.
Before
Pennie:
After
Pennie:
Monthly Payment
Minimum
$406
Time to Payoff
30 Years
48 Months
Katherine saved 74% on her debt.

Easily apply for
a personalized plan
in 3 steps.

1
Tell Us About Your Situation
Find lenders and rates in 60 seconds with no fees or committments.
Tell Us About Your Situation
Find lenders and rates in 60 seconds with no fees or committments.
2
Get a Personalized Financial Plan
Choose loan offers that best fit your needs and complete the application.
Get a Personalized Financial Plan
Choose loan offers that best fit your needs and complete the application.
3
Take Control And Feel Free Again
Sign your documents and funds will be wired – as soon as the next day.
Take Control And Feel Free Again
Sign your documents and funds will be wired – as soon as the next day.
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Our trusted marketplace gives you access to the best rates
from the nation’s top lenders.

Zoe began working with Pennie shortly after her divorce. We helped her reset after transitioning to a single income household.
Total
Debt
$71,371
Monthly
payment
$442
Program
length
55 months
Total
savings
$40,151
Zoe saved 75% on her debt.
Jamie lives on a fixed income. After his wife got sick, he was forced to max out his credit cards to pay for out of pocket medical expenses.
Total
Debt
$66,117
Monthly
payment
$1,282
Program
length
60 months
Total
savings
$98,949
Jamie saved 56% on his debt.
Frank is a teacher in Charleston, SC where the cost of living increases forced him to take on credit card debt to support his family.
Total
Debt
$40,151
Monthly
payment
$449
Program
length
36 months
Total
savings
$71,371
Frank saved 74% on his debt.
Summer previously ran an event business in Long Island, NY. She began working with Pennie after she lost her income due COVID.
Total
Debt
$23,408
Monthly
payment
$426
Program
length
55 months
Total
savings
$68,664
Summer saved 75% on her debt.
Sean is a sales representative in Dallas, TX. He began working with Pennie to help reset his credit prior to buying a house within the next two years.
Total
Debt
$34,918
Monthly
payment
$635
Program
length
48 Months
Total
savings
$51,874
Sean saved 60% on his debt.
Get started today

Why consolidate your debt with Pennie?

Reduce Monthly Payments

Reduce Monthly Payments

Our program can help you save 40% or more on your monthly payments.

Our program can help you save 40% or more on your monthly payments.

No Fees or Hidden Costs

No Fees or Hidden Costs

Simple and transparent offers.

Simple and transparent offers.

Multiple Options

Multiple Options

Our nation-wide marketplace of lending
partners are available & ready to qualify
eligible individuals.

Our nation-wide marketplace of lending partners are available & ready to qualify eligible individuals.

Apply for your personalized plan
in 60 seconds

  • Your time matters – so we made it fast to get started.
  • BTW it’s a soft inquiry, so it won’t affect your credit score.
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